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REIMBURSEMENT STATISTIC
BANKS AND SAVINGS HOUSES WHERE
A RISK EVENT OCCURRED
From the establishment of the Fund until 30/04/2010,
9 risk events occured at the following Fund members:
|
Reimbursement
beginning date |
Bank/Savings House |
| |
|
|
.01/02/2000 |
.Uni Prokom Savings House AD
Skopje |
|
.15/08/2000 |
.Almako banka AD Skopje |
|
10/07/2003 |
.Mitstedilnica DOO Kumanovo |
|
.29/07/2003 |
.Eksport Import banka AD Skopje |
|
25/08/2005 |
.Radobank AD Skopje |
|
05/02/2007 |
.Savings house Kiro Kucuk
DOO Veles |
04/12/2007 |
.Makedonska banka AD Skopje |
22/10/2009 |
.Savings house Inko DOO Skopje |
15/04/2010 |
.Savings house Fersped DOO Skopje |
PUBLIC ANNOUNCEMENTS FOR THE
OCCURRENCE OF RISK EVENTS AND THE BEGINNING OF THE REIMBURSEMENT
1. Public announcement to the depositors of Uni
Prokom Savings House AD Skopje for the occurrence of a risk
event – 26/11/1999.
2. Public announcement to the depositors of Uni Prokom Savings
House AD Skopje for the commencement of the reimbursement of
the insured deposits – 28/01/2000.
3. Public announcement to the depositors of Almako banka AD Skopje
for the occurrence of a risk event – 02/03/2000.
4. Public announcement to the depositors of Almako banka AD Skopje
for the commencement of the reimbursement of the insured deposits
– 14/08/2000.
5. Public announcement to the depositors of the savings house
MITSTEDILNICA DOO Kumanovo for the occurrence of a risk event
– 04/06/2003 .
6. Public announcement to the depositors of Export Import banka
AD Skopje for the occurrence of a risk event – 02/07/2003.
7. Public announcement to the depositors of the savings house
MITSTEDILNICA DOO Kumanovo for the commencement of the reimbursement
of the insured deposits – 09//07/2003.
8. Public announcement to the depositors of Export Import banka
AD Skopje for the commencement of the reimbursement of the insured
deposits – 28/07/2003.
9. Public announcement to the depositors of Radobank AD Skopje
for the occurrence of a risk event - 10/06/2005.
10. Public announcement to the depositors of Radobank AD Skopje
for the commencement of the reimbursement of the insured deposits
– 23/08/2005.
11. Public announcement to the depositors of the Savings house
Kiro Kucuk DOO Veles for the occurrence of a risk event - 16/10/2006.
12. Public announcement to the depositors of the Savings house
Kiro Kucuk DOO Veles for the commencement of the reimbursement
of the insured deposits – 05/02/2007.
13. Public announcement to the depositors of Makedonska banka
AD Skopje for the occurrence of a risk event – 29/10/2007.
14. Public announcement to the depositors of Makedonska banka
AD Skopje for the commencement of the reimbursement of the insured
deposits – 04/12/2007.
15. Public announcement to the depositors of the Savings house Inko DOO Skopje for the commencement of the reimbursement of the insured deposits – 27/10/2009.
PAYING BANK FOR THE INSURED
DEPOSITS
The reimbursement of the deposits for the depositors of Radobank
AD Skopje shall be carried out through Univerzalna Investiciona
banka AD Skopje.
The reimbursement of the deposits for the depositors of the Savings
house Kiro Kucuk DOO Veles shall be carried out through ProCredit
banka AD Skopje.
The reimbursement of the deposits of Makedonska banka AD Skopje shall be carried out through Komercijalna banka AD Skopje, for the depositors in Skopje, and through Stopanska banka AD Skopje, for the depositors in other places of the country.
The reimbursement of the deposits for the depositors of the Savings house Inko DOO Skopje shall be carried out through Komercialna banka AD Skopje.
The reimbursement of the deposits for the depositors of the Savings house Fersped DOO Skopje shall be carried out through the Deposit Insurance Fund Skopje.
REIMBURSEMENTS
From the establishment of the Deposit Insurance
Fund until 30/04/2010, during the 13 years the Fund exists in
the macedonian environment, 9 risk events have occurred among
the Fund's members i.e. 4 banks and 5 savings houses.
To the Fund, this meant a potential liability for
savers' reimbursement in a total amount of cca 1.5 billion Denars.
Most of which (86.68%) or 1.3 billion Denars of the total liability
amount is the calculated reimbursement for the savers of Makedonska
banka AD Skopje under liquidation. The Deposit Insurance Fund
with its' own sources of funds managed to reimburse (up to the
total deposits by titulars, within the legal framework) all the
savers that showed up at the premises of the paying-banks and
that have chosen the way they want to dispose with their own resources
from the reimbursement.
Up to 30/04/2010 from the total number of savers
of 121,887 of 9 members of the Fund where a risk event occurred,
20,819 savers have been reimbursed up to the amount of cca 1.4
billion Denars. From the total number of savers, 17.08% have
been reimbursed but from the total amount of calculated reimbursement
in Denars, 93.73% has been carried out. The difference to the
total reimbursement amount mostly refers to savers with small
balance accounts (between 100.00 and 1,000.00 Denars) as well
as to a small group of savers from Makedonska banka under liquidation
with large balance accounts, which from the beginning of its'
reimbursement period until now have not chosen the
way they want to dispose with their outstanding claims from the
Fund by virtue of reimbursement.
The reimbursement statement of the members of the Fund is as follows:
| Name of the bank/savings house |
Reimbursement
(Denar 000)
|
Number of reimbursed savers |
| 1 |
2 |
3 |
|   |
Almako
banka AD Skopje
Bankruptcy procedure started in 1999 |
381.2 |
10 |
Eksport-Import banka AD Skopje
Bankruptcy procedure started in 2003
|
91,338.6 |
576 |
Rado
bank AD Skopje
Bankruptcy procedure started in 2005
|
72,251.4 |
781 |
Makedonska
banka AD Skopje
Liquidation procedure started in 2007
|
1,220,344.2 |
19,121 |
Savings
house "Uni prokom" - Skopje
Bankruptcy procedure started in 1998
|
4,919.5 |
79 |
Mit
Savings house DOO Kumanovo
Liquidation procedure started in 2003
|
6,767.6 |
33 |
Savings
house "Kiro Kucuk" - Veles
Liquidation procedure started in 2006
|
3,239.5 |
186 |
Savings
house "Inko" - Skopje
Liquidation procedure started in 2009
|
11,391.6 |
33 |
Savings
house "Fersped" - Skopje
Liquidation procedure started in 2010
|
0.0 |
0 |
|  
|
| Total: |
1,410,633.6 |
20,819 |
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